hoMEworks Homebuyer Education Courses

Students gain valuable knowledge about the home buying process in a neutral environment. Students who successfully complete the course will earn the opportunity to receive a qualifying certificate, that may be eligible for certain first-time homebuyer loan products, or government lending programs, valid for two years.

Classes cover how to:

Please note: Anyone requiring a Homebuyer Education Certificate, to access downpayment assistance or mortgage products that require HUD-certified homebuyer education, must complete that education prior to closing. 

In Person Upcoming Classes: 

Virtual Class:
Zoom
December 5, 6, 7    6:00 pm - 9:00 pm
Register here: http://reg.planetReg.com/E9271310842557

Zoom
January 6    8:00 am - 5:00 pm
Register here: http://reg.planetReg.com/E11167271642920

Zoom
February 3    8:00 am - 5:00 pm
Register here: http://reg.planetReg.com/E1116735294243

In Person Class:
Messalonskee High School Room 305
131 Messalonskee High Drive
Oakland, ME 04963
March 26, 27, 28    6:00 pm - 9:00 pm
Register here: http://reg.planetReg.com/E1117854042134

Messalonskee High School Room 305
131 Messalonskee High Drive
Oakland, ME 04963
May 14, 15, 16    6:00 pm - 9:00 pm
Register here: http://reg.planetReg.com/E1117830542461

ehomeAmerica

eHomeAmerica is an online self-navigated course, which you can take at your convenience. It offers more flexibility in completing the homebuyer course. It is a national platform and costs $99 per person. It includes a phone conference of up to 60 minutes, following the web modules, to certify that the course has been completed. 
(This course meets the educational requirements for the Advantage Grant, and Maine Housing Loans.)

Talk to your lender about applying the $99 cost of the course toward closing cost.

Veterans and active military please contact us about getting a $30 discount. Prior to registering for a course, please forward proof of service in the form of a DD-214, Veteran or Active military ID to lwadsworth@kvcap.org to obtain a discount code. 

Framework

Framework meets the requirements for Fannie Mae HomeReady mortgages. You can complete the course online at your leisure, and receive a certificate.
(This course does not meet the requirements for the Advantage Grant, and Maine Housing Loans.)

Talk to your lender to find out which course fits your mortgage requirements.

Learn more about KVCAP's other programs and services online at www.kvcap.org . For any questions about classes or coaching programs you may call (207) 859-1637 or by e-mail at lwadsworth@kvcap.org.