hoMEworks Homebuyer Education Courses

Students gain valuable knowledge about the home buying process in a neutral environment. Students who successfully complete the course will earn the opportunity to receive a qualifying certificate, that may be eligible for certain first-time homebuyer loan products, or government lending programs, valid for two years.

Classes cover how to:

Please note: Anyone requiring a Homebuyer Education Certificate, to access downpayment assistance or mortgage products that require HUD-certified homebuyer education, must complete that education prior to closing. 

In the event that class is cancelled due to low registeration, paid registered students may elect an alternate class within one year to attend. Please email housing@kvcap.org. 

In Person Upcoming Classes: 
Skowhegan KVCAP Office Building

28 Research Drive, Skowhegan, ME 04976
Friday: January 23rd, 2026 8:00am-5:00pm
Register Here: https://reg.planetReg.com/E11311133442120 
Class enrollment closes Tuesday, January 20th, 2026 at 12:00pm. 

New Dimensions FCU
94 Silver Street, Waterville, ME 04901
Saturday: February 28th, 2026 8:00am-5:00pm
Register Here: http://reg.planetreg.com/E1161035194257
Class enrollment closes Tuesday, February 24th, 2026 at 12:00pm.

Bangor Savings Bank, Dirigo Room 
5 Senator Way, Augusta, ME 04330
Saturday: March 14th, 2026 8:00am-5:00pm
Register Here: http://reg.planetreg.com/E121511131342390
Class enrollment closes Thursday, March 12th at 12:00pm.

Messalonskee High School
131 Messalonskee Drive, Oakland, ME 04963
March 24th, 25th and 26th from 6:00pm-9:00pm
Register Here: http://reg.planetReg.com/E1141111742470
Class enrollment closes Thursday, March 19th, 2026 at 12:00pm.

Messalonskee High School
131 Messalonskee Drive, Oakland, ME 04963
May 5th, 6th and 7th from 6:00pm-9:00pm
Register Here: http://reg.planetReg.com/E11411155942696
Class enrollment closes Thursday, April 30th, 2026 at 12:00pm.

Please Note: Enrollment for a class closes at 12:00 p.m. on the Tuesday or Thursday before the class. Please ensure to enroll as well as complete payment before that time if you would like to take the class. 

PAYMENTS ARE NON-REFUNDABLE

Please note: Payments are non-refundable.
In the event that you are unable to attend the scheduled class, you must notify KVCAP at housing@kvcap.org at the latest 48 hours before the scheduled class; by doing so, your payment will be held for one year for you to attend an alternate class within that year. In the event that class is canceled due to lack of enrollment, the same process will follow. Failure to select an alternate class within one year or failure of providing notification before 48 hours of the class or failure to appear to class will result in loss of payment. 

ehomeAmerica

eHomeAmerica is an online self-navigated course, which you can take at your convenience. It offers more flexibility in completing the homebuyer course. It is a national platform and costs $100 per person. It includes a phone conference of up to 60 minutes, following the web modules, to certify that the course has been completed. 
(This course meets the educational requirements for the Advantage Grant, and Maine Housing Loans.)

Talk to your lender about applying the $100 cost of the course toward closing cost.

Framework

Framework meets the requirements for Fannie Mae HomeReady mortgages. You can complete the course online at your leisure, and receive a certificate.
(This course does not meet the requirements for the Advantage Grant, and Maine Housing Loans.)

Talk to your lender to find out which course fits your mortgage requirements.

Learn more about KVCAP's other programs and services online at www.kvcap.org . For any questions about classes or coaching programs you may call (207) 859-1517 or by e-mail at housing@kvcap.org.